You really gotta want it good ot bad. Feel free to post your year in review. Just do this exercise for yourself. Maybe send the year in review to foxnews or Ron Paul. New years are new times to make new plans and new goals. This isn't about resolutions. It's about knowing where you stand in your personal life and approving upon it.
I have a few days to really get down to the final review. Mind you I make 65 per week plus any delivery charge and tip. When planning use, I budget for 65 per week.
1. Bank account balance increases $1559
2. Credit increases to $15,220
3. New car 2001 Taurus $1500
4. 1 trip to Yellowstone Nation Park
5. 3 trips to Las Vegas $665 in total losses
6. Mom died. It's complicated. There's a 300k house and $24,000
7. Physical Silver Holding increases 10 ounces and 5 ounce gifts $300
8. 50,000 Southwest Miles good for 2 R/T tickets or 5 One Way $900
9. Debt increased $5400
1a. Increase from sale of gold for 1482
2a. Will activate 4 cards Christmas Day
3a. 0% interest on Discover
4a. 12/30/2012 to 1/4/2013
5a. March, November, December includes 2 days in Zion National Park 1 Day at Pat Tillman Bridge
6a. My sister says half of it's mine. Can't touch me. I can't find one legal document supporting this claim
7a. Purchase with 41.1 grams of gold. Sold the gold. kept the 10 ounce bar, 5 once bars for Xmas Gifts
8a. Offer from Southwest. Spend 2000 in 90 days get 50,000 miles. Spent $2120.30. 15% interest.
9a. car, gold, silver, trips.
Here's the math:
Gold/Silver: $2120.30
Gold Sales: $1482.00
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Miles Cost: $638.30
Silver Bar: $200.00
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Adjustment: $438.30
Overall is was a great year and gives me a good start to pay down my credit card debt. I may paint this inside of the house. Looking for color schemes like cream wall, wood color trip. The other option is replace the trim.
Hope your year was at least as good as mine feels. I'm saying my year was a good decade for most. That's a vacation every 2 years and only a slight increase in debt and a solid positive start for the next decade.
The main downside was my inability to send entertaining emails without knocking off someone else. There was a time though where I would have been a stranger, and TMI is TMI.
Merry Christmas,
William